DigiPlus Philippine

List of contents of this article:

• 1,DigiPlus Philippine 4 insurances that vehicles must buy?
• 2, The process of buying insurance for a car?
• 3, What kind of insurance do you usually buy for cars?

4 insurances that vehicles must buy?

The 4 insurances that cars must buy are: traffic enforcement insurance, third-party liability insurance, vehicle personnel insurance, and non-deductible insurance.

The four types of insurance that vehicles must buy are: compulsory traffic insurance: compulsory traffic insurance is compulsory insurance purchased by the state. It is the insurance company's liability limit for the insured motor vehicle.Compulsory liability insurance to compensate for casualties and property losses caused by road traffic accidents, but excluding the people in the car and the insured.

The 4 types of insurance that must be bought for car insurance are: traffic enforcement insurance. It is a compulsory insurance, and the owner of the car must insure his motor vehicle. If the owner drives on the road without buying traffic insurance, he will be severely punished after being investigated and punished by the traffic management department. And without purchasing traffic insurance, motor vehicles cannot be inspected annually.

Theft and robbery can provide the owner with funds for compensation. In summary, although there are many types of car insurance, traffic enforcement insurance, third-party liability insurance, vehicle damage insurance and theft insurance are the four most necessary types of insurance. When purchasing car insurance, car owners need to carefully consider their actual situation and protection needs, and choose a car insurance plan that suits them.

In particular, regardless of the deductible, if you don't get on the car, there will be a three-party insurance. According to the division of liability, the insurance company will refuse to compensate part of it. Seat insurance Generally, drivers and passengers in the front row are most likely to be injured in the event of an accident. Therefore, we need to sit in the front row at least two seats. If we are injured, there will be better protection.

The process of buying insurance for a car?

1. Start insurance: After choosing a suitable insurance company, the owner should go to the counter of the insurance company to provide the owner's ID card, car purchase invoice, vehicle qualification certificate, and fill in personal information to determine the type of insurance to be insured. After paying the insurance fee, complete the insurance.

2. Vehicle insurance processing process: the required documents are vehicle registration certificate and purchase invoice. Then the first step is to select the city where your vehicle is driving, and then enter some basic information such as your license plate number; then the second step is to enter some information related to the owner and the vehicle.

3. Next, let me introduce the process of new car insurance: When purchasing insurance for a new car, the required documents are vehicle registration certificate and purchase invoice.You can choose to buy online, which is more convenient. Then the first step is to select the city where your vehicle is driving, and then enter some basic information such as your license plate number.

4. The main documents required for private insurance are: provide the owner's ID card and vehicle driving license. If the insured is different from the owner of the car, you also need to provide the insured's ID card. If the driver is designated in the insurance, you also need to provide the driver's license of the designated driver.

5. There are many processes for buying car insurance. You can first quote through the current insurance companies on the market, and then finally determine which insurance to choose according to your own situation and comparative analysis, and then you can start the process of insurance.

What kind of insurance do you usually buy for cars?

Vehicle insurance generally requires traffic insurance, vehicle loss insurance, third-party liability insurance, vehicle parking loss insurance, and scratch insurance. Among them, traffic insurance is a must-buy insurance according to national law. Traffic enforcement insurance Traffic enforcement insurance (full name compulsory motor vehicle traffic accident liability insurance) is the first compulsory insurance system in China prescribed by national law.

Generally, car damage insurance, third-party liability insurance, car liability insurance and their additional insurance will be purchased. Commercial vehicle insurance: including vehicle damage insurance, third-party liability insurance, vehicle personnel liability insurance and additional insurance, which provide protection for the vehicle itself, the third party in the accident, the occupants of the vehicle, the absolute deductible and the scratch insurance of additional insurance.

, car insurance mainly includes: traffic insurance, third-party liabilityInsurance, vehicle loss insurance, vehicle personnel liability insurance, theft and robbery insurance, separate glass breakage insurance, and traffic enforcement insurance must be purchased.